Introduction to wedding insurance

2005-04-18T17:08:00.000-07:00

After selecting your vendors and submitting your (often non-refundable) deposits, you should consider a WedSafe Wedding Insurance Policy to protect your investment. This Policy can protect you against certain types of financial losses you may incur in the event of unpredictable situations during the period leading up to and including your wedding day. Here's a look at some potential categories:

Cancellation or Postponement
Do you have the financial resources to cover the costs to reschedule your wedding if an immediate family member (or even the Bride or Groom) suffers an unforeseen injury or illness before the wedding -- or Mother Nature makes staging your wedding on your intended day an impossibility?

The WedSafe Wedding Insurance Policy provides reimbursement for non-recoverable expenses incurred because of postponement or cancellation of the wedding and/or reception for a covered reason, or for expenses incurred for additional services required to avoid an otherwise necessary postponement or cancellation.

Loss of Deposits
After placing the required substantial deposits with your caterer, venue, band, bridal salon, and other important service providers, what would you do if one of them went out-of-business before your wedding?

The WedSafe Wedding Insurance Policy provides coverage for deposits paid to a provider of goods or services for your wedding that are not refunded if the provider experiences a cessation of its business.

Wedding Photos/ Video
Wedding photographs bring many years of wonderful memories, but what if the film is lost or cannot be developed?

The WedSafe Wedding Insurance Policy will financially assist you in reconvening your wedding party to take replacement photographs if your film or video is lost or damaged before you receive your prints, if it cannot be developed (other than for under or overexposure), or if your photographer does not appear at your wedding for any reason.

Wedding Attire
Will it still be a "dream" wedding if your "dream" gown is damaged, lost, or stolen prior to your wedding? Or the Groom’s tuxedo turns up missing?

The WedSafe Wedding Insurance Policy will cover the cost to repair damaged wedding attire, replacement costs for lost or stolen wedding attire, or the cost of wedding attire that must be rented if replacement or repair is not possible in time for your wedding day.

Wedding Gifts
What would happen if things got so out of hand on the dance floor that the gift table at your reception collapses and your beautiful (and breakable) wedding gifts crash to the floor?

The WedSafe Wedding Insurance Policy provides protection for wedding gifts damaged or lost during the seven days before and after your wedding while entrusted to someone for safekeeping, or located at the Bride or Groom's home, the wedding site, or in transit between those locations.

Wedding Rings
Your wedding rings symbolize your eternal love. How long would it take to forgive the best man for losing them before the ceremony?

The WedSafe Wedding Insurance Policy will reimburse the value of -- or repair -- the wedding rings if they are lost or damaged at any time during the seven days before your big day.

Professional Counselling
Weddings are an emotional experience, but the emotional stress felt when a wedding is cancelled can be overwhelming.

The WedSafe Wedding Insurance Policy provides coverage for professional counselling (if needed) recommended by a physician for the Bride and/or Groom following a cancellation or postponement of the wedding for any cause.